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    Thrown when an application is trying to use or access an object whose reference equals to null but if you are getting no message, try using the option -XX:-OmitStackTraceInFastThrow.

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java.lang.NullPointerException: charsetName	at java.io.InputStreamReader.(Unknown Source)	at oracle.apps.fnd.wf.WFUtil.fetchThuUrl(WFUtil.java)	at oracle.apps.fnd.wf.WFResourceManager.loadResources(WFResourceManager.java)	at oracle.apps.fnd.wf.WFContext.(WFContext.java)	at oracle.apps.fnd.wf.Monitor.init(Monitor.java)	at sun.applet.AppletPanel.run(Unknown Source)	at java.lang.Thread.run(Unknown Source)